Small Business Loans

Yes, it is possible to obtain a business loan with bad credit. However, the options may be limited, and the interest rates could be higher. Some alternative lenders specialize in offering loans to businesses with less-than-perfect credit.

Personal Credit and Business Credit are two different animals and are not viewed the same way by lenders. Credit Suite's Fundability™ prepares you with open eyes to get funding with a proven system and advisors that assist in the process. Try the Fundability Scan and if you're just looking for more funding sources without the added benefit of the Fundability™ Suite contact us to submit a funding request.

The amount you can qualify for depends on various factors, such as your credit score, business revenue, time in business, and the lender's evaluation of your financial health. Each lender has different criteria, so it's essential to research and compare your options.

There are various types of business loans, including term loans, lines of credit, invoice financing, equipment financing, merchant cash advances, and Small Business Administration (SBA) loans. Each loan type serves a specific purpose and has unique terms, rates, and eligibility requirements.

Absolutely! Starting your funding journey as a startup can accelerate your success and provide you with the necessary funds to grow your new venture.

Yes! Funding your business requires a strategic approach. We take a holistic view of your financing needs and tailor our services to match the growth of your business. While it's not an instant fix, our long-term solution will help you secure the funding you need to fuel your business's growth.

When you choose our services, you get a comprehensive package of benefits.
Firstly, you have round-the-clock access to our Business Funding Suite, empowering you to manage your funding needs at any time.

We also assist you in establishing a strong foundation of credibility for your business, which is crucial for attracting funding opportunities using Fundability if needed.

Our Funding Match service ensures that you discover the right funding options tailored to your specific needs.

Moreover, we guide you in building your business credit, opening doors to numerous credit lines for your business.

Additionally, you receive personalized coaching for 12 months, providing you with expert guidance throughout the process.

To further enhance your experience, you enjoy full access to our services for a duration of 5 years.

Finally, we offer a comprehensive funding strategy session, enabling you to plan your financial journey effectively.

Unfortunately there are no guarantees. Business loans depend on various factors tied to your success. If you currently don't qualify for funding, we will work with you to explore alternative solutions while we help make your business fundable.
1: Establish your business entity and create a Fundability Foundation™ by registering your business, obtaining an EIN, and meeting lender requirements (business address, phone, etc.).
2: Gradually build your business credit profile through timely payments, diverse credit accounts, and monitoring your credit report.
3: While an SSN may be needed for identity verification, providing a personal guarantee can expand financing options.
By following these steps, you can secure business credit without relying solely on your SSN, thus maintaining financial independence between your personal and business finances.

No worries! That's where Business Credit comes in. Business credit allows you to access high-limit credit lines using only your business's EIN. There are no income or asset requirements, and you can qualify for many accounts without a personal guarantee. Additionally, building business credit improves your chances of getting approved for better business loans. We'll help you secure financing to build your credit and work together to get your business ready for funding.

No! We (meaning Urban Hustlas LLC) are not loan officers. We are resellers of SAAS (Software as a Service) products and services that are proven and tested.